ALLIED HEALTH
Appetite, structure, and product features
Allied Health coverage is essential to help clinics, labs, pharmacies, and other healthcare providers deliver vital services. AXIS has a broad appetite for diverse risks in this sector, offering a modular professional liability and general liability package with a range of options to match the unique needs of health providers.
Target classes
- Allied training schools
- Ambulance
- Blood, organ, and tissue services
- Clinics - retail, urgent care, emergency
- Dialysis
- Endoscopy centers
- Home healthcare
- Healthcare staffing
- Hospice
- Imaging centers
- Medical labs, spas
- Mental health - outpatient
- Oncology clinics
- Pharmacies
- Physical, occupational, and speech therapy
- Sleep labs
- Surgery centers
- Non-surgical weight loss
Acceptible classes*
- Adult day care
- Mental health - inpatient
Out of appetite
- Hospitals
- Physician groups, practices
- Midwives, doulas
- Senior living
- Foster and adoption care
- Residential social services
Allied Health professional liability
Coverage type:
- Primary coverage
- Claims made
Limits:
- $1m per claim/$3m annual aggregate
Policy features:
- Standalone or in combination with general liability
Supplemental coverages:
- Good Samaritan coverage included in the professional liability coverage
- Loss of patient property coverage
- Licensing action defense coverage
- Per diem reimbursement for trial attendance
- Subpoena and deposition assistance
Allied Health general liability
Coverage type:
- Primary coverage
- Claims made or occurrence basis
Limits:
- $1m per claim/$3m annual aggregate
Policy features:
- Packaged with professional liability
- Separate limits for professional liability and general liability
Available coverage options
- Assault coverage for provider staff
- Crisis communications support
- Disinfection event
- Evacuation event
*Acceptable classes may require additional underwriting evaluation. For our financial strength, individual insurance company ratings, and regulatory disclosures by jurisdiction, visit: https://www.axiscapital.com/product-information.
