AXIS WHOLESALE LOWER MIDDLE MARKET
Primary Casualty appetite guide
Specialty Solutions, Elevated
In a world that never stands still – where the nature of risk is constantly evolving and the needs of your customers are continually changing – you need a partner that turns challenges into possibilities and possibilities into opportunities. A specialty insurer that elevates beyond the standard solutions.
Capacity
Targeting: Risks with revenues up to $25M/or commercial contractors with payrolls up to $5M Capacity: $1M occurrence/$2M aggregate limits Deductibles: $2,500-$25,000 Non-admitted Paper Targeting premiums up to $100,000
Lessor’s risk/OL&T
- Medical offices
- Office buildings
- Parking lots and garages
- Shopping centers
- Warehouses
Mercantile
- Car washes
- Contractors equipment rental
- Nurseries/landscaping materials
- Retail stores
Hospitality (accommodation and food services)
Manufacturers and distributors
- Bed and breakfasts
- Civic, service, or social clubs
- Country clubs
- Concessionaires – NOC
- Hotels
- Special event facilities
- Appliances
- Apparel/clothing products
- Auto parts (non-critical)
- Consumer products
- Electronic equipment
- Exercise equipment
- Food and beverage
- Furniture and fixtures
- Machinery and machinery parts
- Sporting goods
- Tools
- Toys
- Textile products
Contractors (commercial work, with exceptions for residential remodel and repair)
- Carpentry
- Concrete construction
- Electricians
- Fire suppression
- Flooring
- General contractors
- HVAC
- Janitorial
- Landscapers
- Metal works
- Painting
- Plumbing
- Remodelers and tenant improvement
- Roofers
- Service contractors
Excluded classes
- Bars and nightclubs
- Chemical manufacturers
- Consultants
- Crane rental operations
- Data centers
- Daycare centers
- Extended stay hotels/motels
- Firearm manufacturers
- Habitational business
- Manufacturing, importing, distribution, or the rental of e-Bikes, e-Scooters, or e-Motorcycles
- Mobile home parks
- New residential construction
- New York contractors
- Security guards
- Scaffolding rental operations
- Snow and ice removal contractors
Submission requirements
For faster quote turnaround, please include the following information in your submission:
- Brief description of operations
- 5-year loss summary
- Applicable exposures (e.g., sales, payroll, square feet, admissions, etc.)
- Expiring pricing, limits, and deductible
- Target pricing
