AXIS NORTH AMERICA
Miscellaneous Professional Liability Insurance Overview
Specialty Solutions, Elevated
In a world that never stands still – where the nature of risk is constantly evolving and the needs of your customers are continually changing – you need a partner that turns challenges into possibilities and possibilities into opportunities. A specialty insurer that elevates beyond the standard solutions. The AXIS Miscellaneous Professional Liability Insurance team puts its decades of combined experience to work identifying each customer’s unique risk and crafting coverage to indemnify Customers from a wide range of errors and omissions, legal liability, and damages exposure.
Distribution Set Up (Wholesale only <100M revenues)
Coverage capabilities
- Coverage available for firms of all sizes
- $1,250 minimum premium for $1,000,000 limit
- $1,000 minimum retention
- Over 300 available classes of business
- Coverage available on a primary or excess basis
- Worldwide coverage where permitted by local law
- Limits available up to $10M
- Coverage available on an admitted basis in most states
Coverages
- Claims made form
- Coverage includes unintentional breach of contract and personal injury
- Claims-made and reported, with automatic ERP up to 60 days and optional ERP up to 5 years
- Blanket coverage for subsidiaries, independent contractors, and additional insureds
- Rogue employee and imputation and severability conditions
- Punitive damages where allowed by law, with most favorable venue provision
Supplemental Coverages
Optional Coverages
- $10,000 Disciplinary proceedings
- $25,000 Subpoena expense
- $25,000 Unfulfilled pledge
- $25,000 Fundraising event blackout
- $25,000 Temporary meeting facilities expense
- $25,000 Image restoration and counselling
- $10,000 Court attendance expense
- Separate limits for defense, and split limits available by endorsemen
- Copyright and trademark infringement and media perils available by endorsement
- Contingent bodily injury and property damage available by endorsement
- Prior acts coverage
Target Classes
- Accounts receivable management
- Administrative, clerical and office Support
- Arbitrators / mediators
- Auctioneers (non-real estate)
- Audio/video and lighting design consultants
- Bookkeeping, billing services, premium auditors
- Business operations consultants
- Call centers and customer contact services
- Claims adjusters / damage appraisers
- Court Reporters and Litigation support services
- Escrow/closing and title services
- Executive search/recruiters and HR consultants
- Expert witnesses
- Field inspectors and construction loan monitors
- Graphic designers
- Insurance agents/brokers
- Interior designers/space planners, closet designers, kitchen designers
- Leadership/management consultants, strategic planners
- Marketing and public relations services
- Organizational design and change management consultants
- Photographers
- Presentation and exhibition designers
- Printers
- Real estate agents/brokers and property managers
- Regulatory compliance consultants
- Seminars and training services
- Staffing agencies (temp and perm)
- Tax preparers, enrolled agents
- Travel Agents & Relocation Services
- Trustees
- Workflow, process, efficiency, and cost‑containment consultants
The following is a partial list of target business classes. This list is not all-inclusive, as many policies are written for unique, one-of-a-kind E&O exposures. Coverage is not available for licensed professionals such as Physicians, Lawyers, Architects, Engineers, and CPAs.
Contacts
Pauline Morley Head of E&O Mobile: 201 554 6747 pauline.morley@axiscapital.com
Linda Liu Lead Underwriter - MPL Northeast Mobile: 212 500 7677 linda.liu@axiscapital.com
Sherry Williams Senior Underwriter - MPL Southeast Mobile: 816 681 8547 sherry.williams@axiscapital.com
Brian Coleman Underwriter - MPL Central / West Mobile: 816 292 7267 brian.coleman@axiscapital.com
Please send all submissions to each underwriter with a cc to AxisProSubmissions@axiscapital.com
The information is intended for use by licensed insurance producers and is not an offer to sell, or a solicitation to buy, any insurance product for a particular insured. Policy terms, conditions or exclusions may vary. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful. Coverages are underwritten in the U.S. admitted market by AXIS Insurance Company (NAIC # 37273), a Chicago, Illinois property and casualty insurer licensed in all 50 states and the District of Columbia. Some products may be offered by AXIS companies not licensed in certain jurisdictions and therefore may be available only through licensed surplus lines brokers.
