CASUALTY
Primary Casualty appetite guide
Appetite
Capacity: Up to $2,000,000 limits of liability
Minimum Premium: $100,000 for most classes
Minimum Deductible: $5,000
Minimum Self-Insured Retention: $25,000
Classes
Construction, including:
- General contractors and developers
- Artisan and trade contractors
- Commercial, industrial, and selective residential
- Practice and Project Specific placements
For more information, access our Primary Casualty Construction market fact sheet here.
Hospitality (Accommodation and Food Services)
- Restaurants, Bars & Taverns
- Cafés and Coffeehouses
- Hotel and Motels
- Resorts
Manufacturers and Distributors — Commercial
- Boiler and machinery equipment
- Construction equipment
- Farm equipment
- Industrial machinery
- Lift and elevator equipment
- Truck and motorcycle component parts
- HVAC and Refrigeration equipment
Manufacturers and Distributors — Consumer
- Appliance manufacturers
- Exercise equipment
- Food and beverage
- Furniture
- Playground equipment
- Sporting goods
- Toys
Building and Premises (Lessor's Risk)
- Bank, Office, or Mercantile buildings
- Commercial real estate buildings
- Shopping Centers
- Strip Malls
- Habitational real estate
- Warehouses
Retail
- Lawn & Garden Equipment and Supply Stores
- Food, Grocery and Convenience Stores
- Furniture and Home Furnishings Stores
- Electronics and Appliance Stores
- Department Stores
- Clothing and Clothing Accessories Stores
- Sporting Goods and Hobby Stores
Miscellaneous Classes
- Arcade centers
- Bowling alleys
- Car washes
- Family fun centers
- Janitorial services
- Golf Courses & Country Clubs
Product information is for descriptive purposes only and does not provide a complete summary of coverage and is intended for use by licensed insurance producers. It is not an offer to sell, or a solicitation to buy, any insurance product for a particular insured. Policy terms, conditions or exclusions may vary. Coverage may not be available in all jurisdictions and is subject to underwriting. Consult the applicable insurance policy for specific terms, conditions, limits, limitations, and exclusions. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful. More information about AXIS’ financial strength and individual insurance company ratings is available here. Some products may be offered by AXIS companies not admitted in certain states, and therefore may be available only through licensed surplus lines brokers. These products may be underwritten by AXIS Surplus Insurance Company (NAIC # 26620), an Illinois domestic surplus lines insurance company. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are not protected by such funds.
