WHOLESALE LOWER MIDDLE MARKET
Primary Casualty appetite guide
Capacity
Targeting: Risks with revenues up to $15,000,000/or Commercial Contractors with payrolls up to $5,000,000 Capacity: $1,000,000 occurrence/$2,000,000 aggregate limits Deductibles: $1,000–$5,000 Non-admitted Paper Targeting premiums up to $100,000
Hospitality (accommodation and food services)
- Bed and breakfasts
- Civic, service, or social clubs
- Country clubs
- Concessionaires – NOC
Mercantile
- Car washes
- Contractors equipment rental
- Retail stores
- Flea markets
- Nurseries/landscaping materials
Lessor’s Risk/OL&T
- Medical offices
- Office buildings
- Warehouses
Amusement/entertainment
- Hunt clubs
- Mini and frisbee golf
- Shooting ranges
- Special events
Contractors (commercial work, with exceptions for residential remodel and repair)
- Carpentry
- Concrete construction
- Electricians
- Fire suppression
- Flooring
- General contractors
- Glazers
- HVAC
- Janitorial
- Landscapers
- Metal works
- Painting
- Plumbing
- Remodelers and tenant improvement
- Roofers
- Service contractors
Manufacturers and distributors
- Appliances
- Apparel/clothing products
- Auto parts (non-critical)
- Consumer products
- Electronic equipment
- Exercise equipment
- Food and beverage
- Furniture and fixtures
- Machinery and machinery parts
- Sporting goods
- Tools
- Toys
- Textile mill products
- Vehicle customization (non-critical/non-structural)
Excluded classes
- Bars and nightclubs
- Chemical manufactures
- Consultants
- Daycare centers
- Habitational business
- New residential construction
- New York contractors
- Security guards
- Scaffolding rental operations
- Snow and ice removal contractors
Additional information
For faster quote turnaround, please include the following information in your submission:
- Brief description of operations
- 5-year loss summary
- Applicable exposures (e.g., sales, payroll, square feet, admissions, etc.)
- Expiring pricing, limits, and deductible
- Target pricing
Product information is for descriptive purposes only and does not provide a complete summary of coverage and is intended for use by licensed insurance producers. It is not an offer to sell, or a solicitation to buy, any insurance product for a particular insured. Policy terms, conditions or exclusions may vary. Coverage may not be available in all jurisdictions and is subject to underwriting. Consult the applicable insurance policy for specific terms, conditions, limits, limitations, and exclusions. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful. More information about AXIS’ financial strength and individual insurance company ratings is available here. Some products may be offered by AXIS companies not admitted in certain states, and therefore may be available only through licensed surplus lines brokers. These products may be underwritten by AXIS Surplus Insurance Company (NAIC # 26620), an Illinois domestic surplus lines insurance company. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are not protected by such funds.
