WHOLESALE LOWER MIDDLE MARKET
Primary Casualty appetite guide
Capacity
Targeting: Risks with revenues up to $15m/or commercial contractors with payrolls up to $5m Capacity: $1m occurrence/$2m aggregate limits Deductibles: $1,000–$5,000 Non-admitted Paper Targeting premiums up to $100,000
Hospitality (accommodation and food services)
- Bed and breakfasts
- Civic, service, or social clubs
- Country clubs
- Concessionaires – NOC
Mercantile
- Car washes
- Contractors equipment rental
- Flea markets
- Nurseries/landscaping materials
- Retail stores
Lessor’s risk/OL&T
- Medical offices
- Office buildings
- Warehouses
Amusement/entertainment
- Hunt clubs
- Mini and frisbee golf
- Shooting ranges
- Special events
Contractors (commercial work, with exceptions for residential remodel and repair)
- Carpentry
- Concrete construction
- Electricians
- Fire suppression
- Flooring
- General contractors
- Glazers
- HVAC
- Janitorial
- Landscapers
- Metal works
- Painting
- Plumbing
- Remodelers and tenant improvement
- Roofers
- Service contractors
Manufacturers and distributors
- Appliances
- Apparel/clothing products
- Auto parts (non-critical)
- Consumer products
- Electronic equipment
- Exercise equipment
- Food and beverage
- Furniture and fixtures
- Machinery and machinery parts
- Sporting goods
- Tools
- Toys
- Textile mill products
- Vehicle customization (non-critical/non-structural)
Excluded classes
- Bars and nightclubs
- Chemical manufactures
- Consultants
- Daycare centers
- Habitational business
- New residential construction
- New York contractors
- Security guards
- Scaffolding rental operations
- Snow and ice removal contractors
Additional information
For faster quote turnaround, please include the following information in your submission:
- Brief description of operations
- 5-year loss summary
- Applicable exposures (e.g., sales, payroll, square feet, admissions, etc.)
- Expiring pricing, limits, and deductible
- Target pricing
For our financial strength, individual insurance company ratings, and regulatory disclosures by jurisdiction, visit: https://www.axiscapital.com/product-information.
